Post Office New Scheme 2024: Both husband and wife will get Rs 36,996 from the explosive scheme of Post Office, apply Now.

Post Office New Scheme 2024

  • Scheme Name : Post Office Scheme
  • Name of article : Post Office New Scheme 2024
  • year of planning : 2024
  • Who will get the benefit of the scheme : to all people
  • official website : Click here

What is monthly income scheme?

Monthly Income Scheme, Post Office is a guaranteed income scheme. In which once you deposit money, you get guaranteed benefits every month. The maturity period of this scheme is 5 years, after which your principal amount will be given to you. If you want, you can extend it for another 5 years.

The interest received on this will be paid to you every month by the post office. If you deposit Rs 5 lakh under this scheme, you will get an interest of Rs 3,083 every month at an annual interest of 7.4 percent. In this way the total income in 12 months will be Rs 36,996.

Invest in Post Office Monthly Income Scheme and get great benefits

You get many benefits by investing in Post Office Monthly Income Scheme, the first advantage is that in the monthly scheme you get a lock-in period of 5 years and the facility of transfer from the post office is also available.

Suppose, if you are living in another city, then you can get it transferred to your nearest post office as per your convenience. In this scheme, you can open a joint account of two as well as three people.

What is the maximum investment?

You can invest a maximum of Rs 9 lakh in the Post Office Monthly Income Scheme, if you invest in it by opening a joint account then you can invest a maximum of Rs 15 lakh. At present, the post office is giving an interest rate of 7.4 percent in this scheme.

If both husband and wife invest in the scheme by opening a joint account, then at an interest rate of 7.4% on Rs 15 lakh, they will get Rs 9,250 as interest every month and the principal amount will remain the same for all account holders. In joint account. It is an equal partnership.

Minor account can be opened

You can also open a minor account under the monthly income scheme. Under this scheme, only minor accounts above 10 years of age can be opened. You can easily start investing in this scheme by going to the nearest post office and earn thousands of profits every month.

This scheme is really very beneficial, you can run this scheme as per your convenience. In this, your principal amount will always be safe, only the benefit of interest will be given to you by the post office every month. If you also want to invest, then this scheme can prove to be very beneficial for you.

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